Some common exemptions include homestead exemptions or exemptions for people over the age of 65. First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. There are 8 references cited in this article, which can be found at the bottom of the page. Fax: 231-922-2770 Phone Number: 269-945-1289 MCL 565.8. Depending on your spouses financial status and earnings history, adding his name to your deed may make you ineligible for refinancing, a reverse mortgage, or certain government benefits such as Medicaid. http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Email: goodreauw@baragacounty.org 201 W. Kalamazoo Avenue Michigan has a practice known as "tenancy by entireties." That applies only to married couples. http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds P.O. https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds Cadillac, MI 49601 For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". Marie, MI 49783 With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. Fax Number: 906-337-2253 605 N. Birch St. Email: rod@berriencounty.org Email: registerofdeeds@isabellacounty.org Phone Number: 231-258-3315 Email: rdeeds@gogebic.org It doesn't matter whether money was exchanged or not. Lansing, MI 48918-1900 Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds You should contact your attorney to obtain advice with respect to any particular issue or problem. ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. "Keeping Your House Out of Probate." https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds Lake City, MI 49651 P.O. http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds Fax: 989-785-8080 Port Huron, MI 48060 Grayling, MI 49738 Howell, MI 48843 Or, it could be that you want the ownership of your property to go to your child in the event of your death. Michigan.gov: Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE TAX COMMISSION. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds How do I add someone to my deed? Elle Di Jensen has been a writer and editor since 1990. http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds Fax Number: 989-743-2459 https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds My son has no interest in the property and has his own. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. Adding a family member to the deed as a joint owner for no consideration is considered a gift of 50% of the property's fair market value for tax purposes. Fax Number:231-839-3684 Phone Number: 810-667-0211 301 N. Main St. Harrisville, MI 48740 Obtain a blank quit claim deed form from an office supply store, attorney or title company. Box 399 You can't have it both ways, however. When executed and notarized, the quitclaim deed legally overrides the current deed to your home. Houghton, MI 49931 Email: dsimmons@ogemawcountymi.gov Stanton, MI 48888 Add language to the deed specifying what percent of the property you and the person you are adding owns, if necessary. Civil Rights, Inclusion & Opportunity Department. Phone Number: 906-875-3321 Atlanta, MI 49709 http://keweenawcountyonline.org/department-clerk.php, Lake County Register of Deeds Before you add your spouse to your deed, its important that both of you understand how it potentially affects your tax liability so you can make an informed decision and not be caught unaware later on. Generally, anyone who dies during the first 120 hours after . By using our site, you agree to our. 125 W. Lincoln St. If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. The current owner would also be one of the grantees, the persons receiving the grantors rights to the property. Cassopolis, MI 49031 Fax Number: 810-768-7965 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. You may also have to pay a document transfer tax. When transferring equity to add a name to your property's title deeds, your conveyancing solicitor will: To transfer equity on a property or land, it will be necessary to: Obtain and review a copy of the property's title from HM Land Registry (HMLR) Prepare the transfer deed legal documents. Both her name and my son's name are on the deed. Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. Jennifer Mueller is an in-house legal expert at wikiHow. https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Phone Number: 231-839-4967 Ext 203 Thank you. Coldwater, MI 49036 https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Both people would acquire their interest in the property at the same time in the chain of title. Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. Phone Number: 810-989-6930 Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. If you choose this type of ownership, then one cannot sell or dispose of the property without the consent of the other. The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. Box 377 Your state law may have other specific languages to use. Email: clerk@schoolcraftcounty.us Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. One thing to be careful of in this situation is title insurance coverage. 100 E. State Street, Suite 2500 Phone Number: 989-345-0728 Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds Co-owners who are tenants in common can use the property as security on a loan or take out a mortgage on the property, but only to the extent of their ownership interest. The property transfer occurs automatically at the prior owner's death, avoiding probate. Court House To avoid probate, you must choose an ownership relationship that includes a right of survivorship. https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds White Cloud, MI 49349 http://www.mackinaccounty.net/departments/register-of-deeds/, Macomb County Register of Deeds I can now proceed with an easier and, "I asked if I could do this, and I not only got an answer, but also step-by-step instructions. https://rod-eweb.clinton-county.org/recorder/web/, Crawford County Register of Deeds This is a valid reason to have an attorney review a deed before you sign it and have it recorded. Personal Property 313-224-5860 Support wikiHow by If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. This means if the property was sold, you would get 80 percent of the money from the sale and your sister would get the remaining 20 percent. Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. Email: mmerchant@gratiotmi.com 701 Main Street Box 168 Possibly enlisting the help of an attorney, you will prepare the new deed that lists the joint owner and mentions ownership interest, and then take it to get recorded at the county recorder's office. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Suite 400 http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds Include your email address to get a message when this question is answered. When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. 214 E. Center St wikiHow marks an article as reader-approved once it receives enough positive feedback. Saginaw, MI 48602 Her work has appeared in various print and online publications. If your goal is to avoid probate, be sure to specify on the form that you're claiming as joint tenants with a right of survivorship. By signing up you are agreeing to receive emails according to our privacy policy. Accessed April 10, 2020. Fax Number: 231-689-7271 The web Browser you are currently using is unsupported, and some features of this site may not work as intended. You can also find out by contacting the tax assessor's office in your county. 23 E. Pearl Street Phone Number: 231-922-4753 151 E. Huron Street Owners with separate interests won't have a right to survivorship of the other owner's interest.